"...the best advisors you could want: attentive, wise, knowledgeable, and patient. And they don’t forget about you once you’ve signed with them."
"...instrumental in my life changes and planning for my retirement. I couldn't recommend a team so highly focused, caring, and qualified"
"...reliable, trustworthy and dedicated to helping clients achieve their investment needs, financial objectives and life goals."
"...they are delightful to work with, always kind and eager to help, and I truly believe they have my best interests at heart."
"It is reassuring to work with a faith-based financial advisor, as they really do take the time to understand ALL of the variables."
"...honest, proficient, and willing to educate us on some very important decisions."
We only work with clients within approximately 15 years of retirement or those currently retired. If this isn't you, you likely wouldn’t receive the full benefit of our specialized services, as we built our fiduciary framework specifically for the needs of these retirees.
In addition, our best-fit client has saved diligently through the years and built a portfolio of at least $300,000. They want to work alongside a trusted professional to ensure they’re making the most out of their hard-earned nest egg. By taking on fewer clients, we are able to serve your family with a higher level of attention and care.
If you don’t meet one or both requirements, you may still click 'Start Here,' and we will do our best to connect you to the proper resources for your unique season of life.
Start Here
In short, hyper-personalized service. Because we're an independent advisory firm, there are no sales incentives, quotas, or pressure to sell any specific products or solutions, just real financial advice from a real fiduciary advisor.
We have a proven six-step system for new clients that leads to the seventh, and most important step: service. We meet semi-annually, typically in April and again in December. These times have been strategically allocated to optimize the efficiency of our meetings to make crucial year-end and tax-deadline decisions. We also have rolling dates monthly to accommodate scheduling conflicts and urgent matters that affect your retirement plan.
What to Expect
We provide all-in-one fiduciary services for your retirement so you're free to focus on what really matters. This includes:
- Retirement Income Planning
- Social Security Optimization
- Cash Flow Analysis
- Investment Management
- Proactive Tax Planning
- Risk Assessment
- Estate and Gift Planning
We get a lot of questions surrounding taxes in retirement. While we are not CPAs, we do offer proactive tax planning services. Most CPAs account for your past financials, where we work to reduce your tax liability in the future. We take a holistic approach to ensure we're giving you the most tax-efficient recommendation within your whole retirement strategy.
We charge a transparent percentage fee (listed below) based on the value of the portfolio we manage. This fee is debited directly from the investment account and is all-inclusive to all of our services. There are no up-charges or hidden costs to utilize any of our other resources.
- 1.29% for clients with under $1M
- 0.99% for clients with $1M -$3M
- 0.69% for clients with over $3M
We’re a small, boutique firm with exceptional service and big capabilities. We only do one thing: retirement planning, and we do it well. Because we're so specialized, we’ve invested heavily into the right technology and resources to meet your specific needs.
We guarantee a world-class client experience and believe in treating our clients and their families with honesty and integrity. Our personalized planning process keeps every detail of your retirement plan at your fingertips and takes the burden of retirement planning off your shoulders so you can focus on what really matters.
Our Process
We get it, preparing for your retirement can feel overwhelming. It’s an entirely new phase of life and there is so much we can’t control. Our dedicated fiduciary framework is specifically designed to answer your nagging questions and create a unique retirement plan that's centered around what’s most important to you.
No sales, no spam. Just quality financial resources to save you time and money as you navigate retirement.